SFTP without bash access

Hello,

I searched for a way how I can use SFTP but without bash access. I found this tutorial and it works great: http://blog.swiftbyte.com/linux/allowing-sftp-access-while-chrooting-the-user-and-denying-shell-access/

But the root user has to be the owner of the home directories so I want to know if there is a better way, so that the home directory is owned by the specific user.

Thank you :)